MoneyMap/ARCHITECTURE.md

MoneyMap Architecture Documentation

Project Overview

MoneyMap is an ASP.NET Core 8.0 Razor Pages application designed for personal finance tracking. It allows users to import bank transaction CSV files, categorize expenses, attach receipt images/PDFs, and parse receipts using AI (OpenAI GPT-4o-mini Vision API).

Technology Stack

• Framework: ASP.NET Core 8.0 (Razor Pages)
• Database: SQL Server with Entity Framework Core 9.0
• Libraries:
  • CsvHelper (33.1.0) - CSV parsing
  • Magick.NET (14.8.2) - PDF to image conversion
  • PdfPig (0.1.11) - PDF processing
  • OpenAI API - Receipt OCR and parsing

Architecture

MoneyMap follows a clean, service-oriented architecture:

┌─────────────────────────────────────────────┐
│         Razor Pages (UI Layer)              │
│  Index, Upload, Transactions, ViewReceipt   │
│  EditTransaction, CategoryMappings, etc.    │
└────────────────┬────────────────────────────┘
                 │
┌────────────────┴────────────────────────────┐
│         Service Layer (Business Logic)      │
│  - TransactionImporter                      │
│  - CardResolver                             │
│  - TransactionCategorizer                   │
│  - TransactionService (NEW)                 │
│  - ReceiptMatchingService (NEW)             │
│  - DashboardService                         │
│  - ReceiptManager                           │
│  - OpenAIReceiptParser                      │
└────────────────┬────────────────────────────┘
                 │
┌────────────────┴────────────────────────────┐
│      Data Access Layer (EF Core)            │
│         MoneyMapContext                     │
└────────────────┬────────────────────────────┘
                 │
┌────────────────┴────────────────────────────┐
│          SQL Server Database                │
│  Cards, Accounts, Transactions, Receipts,   │
│  ReceiptLineItems, ReceiptParseLogs,        │
│  CategoryMappings, Merchants                │
└─────────────────────────────────────────────┘

Core Domain Models

Account (Models/Account.cs)

Represents a bank account (checking, savings, credit card account).

Properties:

• Id (int) - Primary key
• Issuer (string, 100) - Institution name
• Last4 (string, 4) - Last 4 digits of account number
• Owner (string, 100) - Account owner name (optional)
• DisplayLabel (string, computed) - Formatted label for display
• Cards - Collection of cards linked to this account
• Transactions - Collection of transactions for this account

Card (Models/Card.cs)

Represents a payment card (credit/debit) linked to an account.

Properties:

• Id (int) - Primary key
• AccountId (int) - Foreign key to Account
• Issuer (string, 100) - Card issuer (VISA, MC, etc.)
• Last4 (string, 4) - Last 4 digits of card number
• Owner (string, 100) - Cardholder name (optional)
• DisplayLabel (string, computed) - Formatted label for display
• Transactions - Navigation property to transactions

Merchant (Models/Merchant.cs)

Represents a merchant/vendor where transactions occur.

Properties:

• Id (int) - Primary key
• Name (string, 100) - Merchant name
• Transactions - Collection of transactions with this merchant
• CategoryMappings - Collection of category mapping rules

Transaction (Models/Transaction.cs)

Core entity representing a bank transaction.

Properties:

• Id (long) - Primary key
• Date (DateTime) - Transaction date
• TransactionType (string, 20) - "DEBIT"/"CREDIT"
• Name (string, 200) - Transaction name from CSV
• Memo (string, 500) - Transaction description
• Amount (decimal) - Amount (negative = debit, positive = credit)
• Category (string, 100) - Expense category
• MerchantId (int?) - Foreign key to Merchant
• Notes (string) - User notes
• AccountId (int) - Foreign key to Account (required)
• CardId (int?) - Foreign key to Card (optional)
• TransferToAccountId (int?) - Foreign key for transfers
• Last4 (string, 4) - Cached last 4 digits from memo
• Receipts - Collection of attached receipts

Unique Index: Date + Amount + Name + Memo + AccountId + CardId (prevents duplicates)

Computed Properties:

• IsCredit - Returns true if Amount > 0
• IsDebit - Returns true if Amount < 0
• IsTransfer - Returns true if TransferToAccountId is set
• PaymentMethodLabel - Formatted payment method string

Receipt (Models/Receipt.cs)

Stores uploaded receipt files (images/PDFs) linked to transactions.

Properties:

• Id (long) - Primary key
• TransactionId (long?) - Foreign key to Transaction (nullable to support unmapped receipts)
• FileName (string, 260) - Original file name (sanitized)
• ContentType (string, 100) - MIME type
• StoragePath (string, 1024) - Relative path in wwwroot
• FileSizeBytes (long) - File size
• FileHashSha256 (string, 64) - SHA256 hash for deduplication
• UploadedAtUtc (DateTime) - Upload timestamp

Parsed Fields (populated by AI parser):

• Merchant (string, 200) - Merchant name extracted from receipt
• ReceiptDate (DateTime?) - Date on receipt
• DueDate (DateTime?) - Payment due date (for bills only)
• Subtotal, Tax, Total (decimal?) - Monetary amounts
• Currency (string, 8) - Currency code

Navigation Properties:

• ParseLogs - Collection of parse attempts
• LineItems - Collection of receipt line items

Unique Index: TransactionId + FileHashSha256 (prevents duplicate uploads, filtered WHERE TransactionId IS NOT NULL)

ReceiptLineItem (Models/ReceiptLineItem.cs)

Individual line items extracted from receipts.

Properties:

• Id (long) - Primary key
• ReceiptId (long) - Foreign key to Receipt
• LineNumber (int) - Sequential line number
• Description (string, 300) - Item description
• Quantity (decimal?) - Quantity purchased (null for services/fees)
• UnitPrice (decimal?) - Price per unit
• LineTotal (decimal) - Total for this line

ReceiptParseLog (Models/ReceiptParseLog.cs)

Logs each receipt parsing attempt for auditing.

Properties:

• Id (long) - Primary key
• ReceiptId (long) - Foreign key to Receipt
• Provider (string, 50) - "OpenAI"
• Model (string, 100) - Model used (e.g., "gpt-4o-mini")
• StartedAtUtc, CompletedAtUtc (DateTime)
• Success (bool) - Parse success status
• Confidence (decimal?) - AI confidence score
• Error (string?) - Error message if failed
• RawProviderPayloadJson (string?) - Full API response

CategoryMapping (Services/TransactionCategorizer.cs)

Pattern-based rules for auto-categorization with merchant linking.

Properties:

• Id (int) - Primary key
• Category (string) - Category name
• Pattern (string) - Merchant name pattern to match
• MerchantId (int?) - Foreign key to Merchant (optional)
• Priority (int) - Higher priority checked first (default 0)

Service Layer

TransactionImporter (Pages/Upload.cshtml.cs)

Interface: ITransactionImporter

Responsibility: Import transactions from CSV files.

Key Methods:

• ImportAsync(Stream csvStream, ImportContext context)
  • Parses CSV using CsvHelper
  • Resolves card for each transaction (auto or manual)
  • Deduplicates against database and current batch
  • Returns ImportOperationResult with stats

Workflow:

1. Read CSV with flexible header mapping
2. For each row:
   • Resolve card using CardResolver
   • Map CSV row to Transaction entity
   • Check for duplicates (database + in-memory batch)
   • Add non-duplicates to batch
3. Bulk save to database
4. Return import statistics

Location: Pages/Upload.cshtml.cs:92-180

CardResolver (Pages/Upload.cshtml.cs)

Interface: ICardResolver

Responsibility: Determine which card a transaction belongs to.

Key Methods:

• ResolveCardAsync(string? memo, ImportContext context)
  • Auto mode: Extract last 4 digits from memo or filename
  • Manual mode: Use user-selected card
  • Auto-creates cards if not found
  • Returns CardResolutionResult

Card Extraction Logic:

• From memo: Regex pattern \b(?:\.|\s)(\d{4,6})\b extracts last 4 digits
• From filename: Split by -, _, or space; find 4-digit numeric segment
• Auto-create: If card doesn't exist, creates new Card with Owner="Unknown"

Location: Pages/Upload.cshtml.cs:190-248

TransactionCategorizer (Services/TransactionCategorizer.cs)

Interface: ITransactionCategorizer

Responsibility: Auto-categorize transactions based on merchant name patterns.

Key Methods:

• CategorizeAsync(string merchantName, decimal? amount = null)
  • Matches merchant name against CategoryMapping patterns (case-insensitive)
  • Special logic: Gas stations with small purchases (<-$20) → "Convenience Store"
  • Assigns merchant to transaction if mapping has MerchantId
  • Returns category string or empty if no match
• GetAllMappingsAsync() - Retrieve all mappings for management UI
• SeedDefaultMappingsAsync() - One-time seed of default category rules

Default Categories (200+ patterns):

• Online shopping (Amazon, Sephora, Kohls, etc.)
• Walmart (separate: Online, Pickup/Grocery)
• Pizza chains (Domino's, Papa John's, etc.)
• Brick/mortar stores (Dollar General, Kroger, Target, etc.)
• Restaurants (McDonald's, Starbucks, Olive Garden, etc.)
• School expenses
• Health (pharmacies, clinics, dental)
• Gas & Auto (high priority, 100)
• Utilities/Services (Verizon, Comcast, etc.)
• Entertainment (Netflix, Hulu, Steam, etc.)
• Banking fees (highest priority, 200)
• Mortgage, Car Payment, Insurance
• Credit Card payments
• Ice Cream/Treats
• Government/DMV
• Home Improvement
• Software/Subscriptions

Location: Services/TransactionCategorizer.cs:31-231

TransactionService (Services/TransactionService.cs)

Interface: ITransactionService

Responsibility: Core transaction operations including duplicate detection, retrieval, and deletion.

Key Methods:

• IsDuplicateAsync(Transaction transaction)

  • Checks if a transaction already exists in the database
  • Matches on: Date, Amount, Name, Memo, AccountId, and CardId
  • Used during CSV import to prevent duplicate entries
  • Returns boolean indicating if duplicate exists

• GetTransactionByIdAsync(long id, bool includeRelated = false)

  • Retrieves a transaction by ID
  • Optional parameter to include related entities (Card, Account, Merchant, Receipts, etc.)
  • Returns Transaction entity or null if not found

• DeleteTransactionAsync(long id)

  • Deletes a transaction and all related data
  • Cascades to Receipts, ParseLogs, and LineItems
  • Returns boolean indicating success

Design Pattern:

• Consolidates duplicate detection logic previously scattered across multiple PageModels
• Single source of truth for transaction CRUD operations
• Improves testability by separating business logic from UI layer

Location: Services/TransactionService.cs

ReceiptMatchingService (Services/ReceiptMatchingService.cs)

Interface: IReceiptMatchingService

Responsibility: Match receipts to transactions using intelligent scoring based on date, merchant, and amount.

Key Methods:

• FindMatchingTransactionsAsync(ReceiptMatchCriteria criteria)

  • Finds candidate transactions that match receipt criteria
  • Uses multi-stage filtering and scoring algorithm
  • Returns sorted list of TransactionMatch objects with relevance scores

• GetTransactionIdsWithReceiptsAsync()

  • Returns set of transaction IDs that already have receipts
  • Used to exclude already-mapped transactions from matching

Matching Algorithm:

1. Date Filtering:

   • Regular receipts: ±3 days from receipt date
   • Bills with due dates: From receipt date to due date + 5 days (for auto-pay delays)
   • No date: Skip date filter

2. Merchant Matching (Word-Based Scoring):

   • Exact match: Score = 1000
   • Word overlap: Count matching words between receipt merchant and transaction name/merchant
   • Splits on spaces, hyphens, underscores, periods
   • Uses case-insensitive comparison
   • Prioritizes merchant name over transaction description

3. Amount Tolerance:

   • ±10% tolerance from receipt total
   • Marks exact matches and close matches separately
   • Filters out transactions outside tolerance range

4. Fallback:

   • If no matches found and no receipt date: Returns 50 most recent unmapped transactions

DTOs:

• ReceiptMatchCriteria - Input criteria (receipt date, due date, total, merchant, exclusions)
• TransactionMatch - Output with transaction details and match quality flags (IsExactAmount, IsCloseAmount)

Design Pattern:

• Extracts complex 140+ line matching algorithm from Receipts PageModel
• Enables unit testing of matching logic
• Centralizes receipt-to-transaction correlation rules

Location: Services/ReceiptMatchingService.cs

DashboardService (Pages/Index.cshtml.cs)

Interface: IDashboardService

Responsibility: Aggregate dashboard statistics and data.

Key Methods:

• GetDashboardDataAsync(int topCategoriesCount, int recentTransactionsCount)
  • Orchestrates calls to specialized providers
  • Returns DashboardData DTO

Sub-Services:

IDashboardStatsCalculator

• CalculateAsync() - Compute aggregate stats:
  • Total transactions, credits, debits, uncategorized count
  • Total receipts, total cards

ITopCategoriesProvider

• GetTopCategoriesAsync(int count, int lastDays)
  • Aggregates spending by category for last N days (default 90)
  • Returns top N categories by total spend
  • Includes transaction count and average per transaction
  • Excludes transfers

IRecentTransactionsProvider

• GetRecentTransactionsAsync(int count)
  • Fetches most recent N transactions (default 20)
  • Includes card label, receipt count
  • Sorted by date descending, then ID descending

Location: Pages/Index.cshtml.cs:63-250

ReceiptManager (Services/ReceiptManager.cs)

Interface: IReceiptManager

Responsibility: Handle receipt file uploads, storage, and transaction mapping.

Key Methods:

• UploadReceiptAsync(long transactionId, IFormFile file)

  • Validates file (10MB max, allowed extensions: jpg, jpeg, png, pdf, gif, heic)
  • Computes SHA256 hash for deduplication
  • Checks for duplicates (same hash or same filename + size)
  • Saves file to wwwroot/receipts/{transactionId}_{guid}{ext}
  • Sanitizes filename (removes non-ASCII like ®, ™, ©)
  • Creates Receipt entity in database
  • Returns ReceiptUploadResult with duplicate warnings

• UploadUnmappedReceiptAsync(IFormFile file)

  • Same as UploadReceiptAsync but for receipts without initial transaction mapping
  • TransactionId is null until later mapped

• MapReceiptToTransactionAsync(long receiptId, long transactionId)

  • Links an unmapped receipt to a transaction
  • Returns success boolean

• DeleteReceiptAsync(long receiptId)

  • Deletes physical file from disk
  • Removes database record (cascades to ParseLogs and LineItems)

• GetReceiptPhysicalPath(Receipt receipt) - Resolves storage path

• GetReceiptAsync(long receiptId) - Retrieves receipt with transaction

Duplicate Detection:

• SHA256 hash matching (identical files)
• Filename + size matching (possible duplicates)
• Returns DuplicateWarning list with existing receipts
• User can confirm upload anyway via modal dialog

Security Features:

• File size validation (10MB limit)
• Extension whitelist
• Filename sanitization
• SHA256 deduplication

Location: Services/ReceiptManager.cs:23-199

OpenAIReceiptParser (Services/OpenAIReceiptParser.cs)

Interface: IReceiptParser

Responsibility: Parse receipts using OpenAI GPT-4o-mini Vision API.

Key Methods:

• ParseReceiptAsync(long receiptId)
  • Loads receipt file from disk
  • Converts PDFs to PNG images using ImageMagick (220 DPI)
  • Calls OpenAI Vision API with structured prompt
  • Parses JSON response (merchant, date, due date, amounts, line items)
  • Updates Receipt entity with extracted data
  • Replaces existing line items
  • Logs parse attempt in ReceiptParseLog
  • Attempts auto-mapping if receipt is unmapped
  • Returns ReceiptParseResult

API Configuration:

• Model: gpt-4o-mini
• Temperature: 0.1 (deterministic)
• Max tokens: 2000
• API key: Environment variable OPENAI_API_KEY or config OpenAI:ApiKey

Prompt Strategy:

• Structured JSON request with schema example
• Extracts: merchant, date, dueDate (for bills), subtotal, tax, total, confidence
• Line items with: description, quantity, unitPrice, lineTotal
• Special handling: Services/fees have null quantity (not products)
• Due date extraction: For bills (utility, credit card, etc.), extracts payment due date

PDF Handling:

• ImageMagick converts first page to PNG at 220 DPI
• Flattens alpha channel (white background)
• TrueColor 8-bit RGB output

Auto-Mapping Integration:

• After successful parse of unmapped receipts, triggers ReceiptAutoMapper
• Attempts to automatically link receipt to matching transaction
• Silently fails if auto-mapping unsuccessful (parsing still successful)

Location: Services/OpenAIReceiptParser.cs:23-342

ReceiptAutoMapper (Services/ReceiptAutoMapper.cs)

Interface: IReceiptAutoMapper

Responsibility: Automatically map parsed receipts to matching transactions using smart matching rules.

Key Methods:

• AutoMapReceiptAsync(long receiptId)

  • Attempts to match a single receipt to a transaction
  • Uses date range, merchant name, and amount matching
  • Returns ReceiptAutoMapResult with status (Success, NoMatch, MultipleMatches, AlreadyMapped, NotParsed, Failed)

• AutoMapUnmappedReceiptsAsync()

  • Bulk processes all unmapped parsed receipts
  • Returns BulkAutoMapResult with counts (total, mapped, no match, multiple matches)

Matching Algorithm:

1. Date Range Filtering:

   • For bills with due dates: billDate to dueDate + 5 days (accounts for auto-pay delays, weekends, bank processing)
   • For regular receipts: receiptDate ± 3 days (accounts for transaction posting delays)
   • No date = no match (can't narrow down effectively)

2. Merchant Filtering (optional):

   • Matches if merchant name or transaction name contains receipt merchant
   • Case-insensitive contains matching

3. Amount Matching (optional):

   • If receipt has total: matches transactions within ±$0.10 tolerance
   • Accounts for rounding differences and tips

4. Receipt Exclusion:

   • Excludes transactions that already have receipts attached
   • Uses HashSet for performance

Auto-Mapping Triggers:

• Automatically triggered after successful receipt parsing (if receipt is unmapped)
• Can be manually triggered via "Auto-Map Unmapped Receipts" button on Receipts page

Result Status Types:

• Success - Single match found, receipt mapped automatically
• NoMatch - No matching transactions found
• MultipleMatches - Multiple potential matches found (requires manual selection)
• AlreadyMapped - Receipt already linked to a transaction
• NotParsed - Receipt has no parsed data (merchant, date, or total missing)
• Failed - Error during mapping process

Location: Services/ReceiptAutoMapper.cs

TransactionAICategorizer (Services/TransactionAICategorizer.cs)

Interface: ITransactionAICategorizer

Responsibility: AI-powered categorization for uncategorized transactions.

Key Methods:

• ProposeCategorizationAsync(Transaction transaction)

  • Analyzes transaction details (name, memo, amount, date)
  • Calls OpenAI GPT-4o-mini with categorization prompt
  • Returns AICategoryProposal with category, merchant, pattern, and confidence
  • Auto-suggests rule creation for high confidence (≥70%)

• ProposeBatchCategorizationAsync(List<Transaction> transactions)

  • Processes transactions in batches of 5 to avoid rate limits
  • Returns list of proposals for review

• ApplyProposalAsync(long transactionId, AICategoryProposal proposal, bool createRule)

  • Updates transaction category and merchant
  • Optionally creates CategoryMapping rule for future auto-categorization
  • Returns ApplyProposalResult with success status

API Configuration:

• Model: gpt-4o-mini
• Temperature: 0.1 (deterministic)
• Max tokens: 300
• API key: Environment variable OPENAI_API_KEY or config OpenAI:ApiKey
• Cost: $0.00015 per transaction ($0.015 per 100 transactions)

Prompt Strategy:

• Provides transaction details (name, memo, amount, date)
• Requests JSON response with category, canonical_merchant, pattern, confidence, reasoning
• Includes common category examples for context
• High confidence threshold (≥70%) suggests automatic rule creation

CategoryMapping Enhancements:

• Confidence (decimal?) - AI confidence score (0.0-1.0)
• CreatedBy (string?) - "AI" or "User"
• CreatedAt (DateTime?) - Rule creation timestamp

Location: Services/TransactionAICategorizer.cs

Data Access Layer

MoneyMapContext (Data/MoneyMapContext.cs)

EF Core DbContext managing all database entities.

DbSets:

• Accounts - Bank accounts
• Cards - Payment cards
• Merchants - Merchants/vendors
• Transactions - Bank transactions
• Receipts - Receipt files
• ReceiptParseLogs - Parse attempt logs
• ReceiptLineItems - Receipt line items
• CategoryMappings - Categorization rules

Key Configuration:

• Transactions ↔ Cards: Restrict delete (can't delete card with transactions)
• Transactions ↔ Accounts: Restrict delete (can't delete account with transactions)
• Receipts ↔ Transactions: Cascade delete (deleting transaction removes receipts)
• ReceiptParseLogs ↔ Receipts: Cascade delete
• ReceiptLineItems ↔ Receipts: Cascade delete

Performance Indexes:

• Transaction.Date, Transaction.Amount, Transaction.Category (filtering)
• Card: (Issuer, Last4, Owner) composite
• Transaction: (Date, Amount, Name, Memo, AccountId, CardId) unique constraint
• Receipt: (TransactionId, FileHashSha256) unique constraint

Location: Data/MoneyMapContext.cs:9-107

Razor Pages (UI Layer)

Index.cshtml / IndexModel (Dashboard)

Route: /

Purpose: Main dashboard showing financial overview.

Displays:

• Aggregate stats (total transactions, credits, debits, uncategorized, receipts, cards)
• Top 8 spending categories (last 90 days) with average per transaction
• Recent 20 transactions with card labels and receipt counts

Dependencies: IDashboardService

Location: Pages/Index.cshtml.cs:12-250

Upload.cshtml / UploadModel (CSV Import)

Route: /Upload

Purpose: Import bank transactions from CSV files.

Features:

• Card selection mode: Auto (extract from memo/filename) or Manual (user selects)
• Duplicate detection (unique constraint on Date+Amount+Name+Memo+AccountId+CardId)
• Auto-creates cards if not found in Auto mode
• Displays import stats (total, inserted, skipped)

Form Inputs:

• CSV file
• Card mode (radio: Auto/Manual)
• Card dropdown (if Manual mode)

Dependencies: ITransactionImporter

Location: Pages/Upload.cshtml.cs:17-333

Transactions.cshtml / TransactionsModel

Route: /Transactions

Purpose: View and search all transactions with advanced filtering.

Features:

• Search by name, memo, category, notes, or merchant
• Filter by card, category, merchant, date range
• Quick date range selectors (30/60/90 days, last year, this month, last month)
• Sort by date, amount, name, category
• Pagination with preserved filters
• Transaction ID display for easy reference
• Receipt count indicator with badge
• Upload CSV button in header
• Edit transaction link

Stats Display:

• Total transaction count
• Current page showing count
• Total spent (debits sum)
• Total income (credits sum)
• Net amount with color coding

Location: Pages/Transactions.cshtml.cs

Receipts.cshtml / ReceiptsModel

Route: /Receipts

Purpose: Manage receipts with upload, mapping, and auto-mapping capabilities.

Features:

• Upload receipts without initial transaction mapping (unmapped receipts)
• Duplicate detection with blocking modal dialog
  • SHA256 hash matching (identical files)
  • Filename + size matching (possible duplicates)
  • User confirmation required to proceed
• View all receipts (mapped and unmapped) with status badges
• Manual receipt-to-transaction mapping via modal selector
• Auto-map unmapped receipts button (bulk operation)
• Smart transaction matching with filters
• Receipt info display: merchant, date, due date (for bills), total
• Delete receipts
• View receipt details

Transaction Selector Modal:

• Displays up to 50 matching transactions in scrollable table
• Date range filtering:
  • Bills with due dates: bill date to due date + 5 days
  • Regular receipts: receipt date ± 3 days
• Merchant-based relevance sorting (exact match > contains > no match)
• Amount matching with green highlighting (±$0.10 tolerance)
• Auto-scroll to first amount match when modal opens
• Manual transaction ID entry option
• Link to open Transactions page for searching

Receipt List Columns:

• Uploaded timestamp
• File name with icon (image/PDF)
• Receipt info (merchant, date, due date, total)
• Mapped transaction details or "Unmapped" badge
• Actions: View, Map (if unmapped), Delete

Dependencies: IReceiptManager, IReceiptAutoMapper

Location: Pages/Receipts.cshtml.cs

EditTransaction.cshtml / EditTransactionModel

Route: /EditTransaction/{id}

Purpose: Edit transaction details.

Features:

• Update category (select existing or create new)
• Update merchant (select existing or create new)
• Update notes
• Upload/delete receipts
• View receipt thumbnails with parsed data
• Trigger AI receipt parsing

Location: Pages/EditTransaction.cshtml.cs:27-202

ViewReceipt.cshtml / ViewReceiptModel

Route: /ViewReceipt/{id}

Purpose: View receipt details and parsed data.

Displays:

• Receipt image/PDF preview
• File metadata (name, size, upload date)
• Parsed merchant, date, amounts
• Line items table (description, quantity, unit price, total)
• Parse logs (provider, model, confidence, timestamp, errors)
• Actions: Re-parse, Delete

Dependencies: IReceiptManager, IReceiptParser

Location: Pages/ViewReceipt.cshtml.cs:16-126

CategoryMappings.cshtml / CategoryMappingsModel

Route: /CategoryMappings

Purpose: Manage category mapping rules.

Features:

• View all category patterns grouped by category
• Add/edit/delete mappings
• Assign merchant to mapping (creates normalized merchant name)
• Priority management (higher = checked first)
• Seed default mappings
• Export/import mappings as JSON

Dependencies: ITransactionCategorizer

Location: Pages/CategoryMappings.cshtml.cs:16-91

Merchants.cshtml / MerchantsModel

Route: /Merchants

Purpose: Manage merchant entities.

Features:

• View all merchants
• Edit merchant names
• Delete merchants (with confirmation)
• See transaction count per merchant

Location: Pages/Merchants.cshtml.cs

Recategorize.cshtml / RecategorizeModel

Route: /Recategorize

Purpose: Bulk recategorize uncategorized transactions.

Features:

• Lists all transactions without a category
• Applies TransactionCategorizer rules
• Updates matching transactions
• Reports counts (total, categorized, still uncategorized)

Dependencies: ITransactionCategorizer

Location: Pages/Recategorize.cshtml.cs:16-87

ReviewAISuggestions.cshtml / ReviewAISuggestionsModel

Route: /ReviewAISuggestions

Purpose: AI-powered categorization suggestions for uncategorized transactions.

Features:

• Lists up to 50 most recent uncategorized transactions
• Generate AI suggestions button (processes up to 20 at a time)
• Cost transparency (~$0.00015 per transaction)
• Link to view uncategorized transactions

Dependencies: ITransactionAICategorizer

Location: Pages/ReviewAISuggestions.cshtml.cs

ReviewAISuggestionsWithProposals.cshtml / ReviewAISuggestionsWithProposalsModel

Route: /ReviewAISuggestionsWithProposals

Purpose: Review and apply AI categorization proposals.

Features:

• Display AI proposals with confidence scores
• Color-coded confidence indicators (green ≥80%, yellow 60-79%, red <60%)
• Individual actions: Accept (with/without rule), Reject, Edit Manually
• Bulk action: Apply all high-confidence suggestions (≥80%)
• Shows AI reasoning for each suggestion
• Stores proposals in session for review workflow

Dependencies: ITransactionAICategorizer

Location: Pages/ReviewAISuggestionsWithProposals.cshtml.cs

Configuration

appsettings.json

{
  "ConnectionStrings": {
    "MoneyMapDb": "Server=...;Database=MoneyMap;..."
  },
  "OpenAI": {
    "ApiKey": "sk-..." // Optional, can use OPENAI_API_KEY env var
  },
  "Receipts": {
    "StoragePath": "receipts" // Relative to wwwroot
  }
}

Program.cs Dependency Injection

// Database
builder.Services.AddDbContext<MoneyMapContext>(options =>
    options.UseSqlServer(...));

// Transaction Services
builder.Services.AddScoped<ITransactionImporter, TransactionImporter>();
builder.Services.AddScoped<ICardResolver, CardResolver>();
builder.Services.AddScoped<ITransactionCategorizer, TransactionCategorizer>();

// Dashboard Services
builder.Services.AddScoped<IDashboardService, DashboardService>();
builder.Services.AddScoped<IDashboardStatsCalculator, DashboardStatsCalculator>();
builder.Services.AddScoped<ITopCategoriesProvider, TopCategoriesProvider>();
builder.Services.AddScoped<IRecentTransactionsProvider, RecentTransactionsProvider>();

// Receipt Services
builder.Services.AddScoped<IReceiptManager, ReceiptManager>();
builder.Services.AddHttpClient<IReceiptParser, OpenAIReceiptParser>();
builder.Services.AddScoped<IReceiptAutoMapper, ReceiptAutoMapper>();
builder.Services.AddScoped<IMerchantService, MerchantService>();

Location: Program.cs:1-44

Database Schema (SQL Server)

Accounts Table

Id (int, PK)
Issuer (nvarchar(100), NOT NULL)
Last4 (nvarchar(4), NOT NULL)
Owner (nvarchar(100))
INDEX: (Issuer, Last4, Owner)

Cards Table

Id (int, PK)
AccountId (int, FK → Accounts.Id, RESTRICT)
Issuer (nvarchar(100), NOT NULL)
Last4 (nvarchar(4), NOT NULL)
Owner (nvarchar(100))
INDEX: (Issuer, Last4, Owner)

Merchants Table

Id (int, PK)
Name (nvarchar(100), NOT NULL)

Transactions Table

Id (bigint, PK)
Date (datetime2, NOT NULL)
TransactionType (nvarchar(20))
Name (nvarchar(200), NOT NULL)
Memo (nvarchar(500))
Amount (decimal(18,2), NOT NULL)
Category (nvarchar(100))
MerchantId (int, FK → Merchants.Id, SET NULL)
Notes (nvarchar(max))
AccountId (int, FK → Accounts.Id, RESTRICT)
CardId (int, FK → Cards.Id, RESTRICT)
TransferToAccountId (int, FK → Accounts.Id, RESTRICT)
Last4 (nvarchar(4))
UNIQUE INDEX: (Date, Amount, Name, Memo, AccountId, CardId)
INDEX: Date, Amount, Category

Receipts Table

Id (bigint, PK)
TransactionId (bigint, FK → Transactions.Id, CASCADE, NULLABLE)
FileName (nvarchar(260), NOT NULL)
ContentType (nvarchar(100), DEFAULT 'application/octet-stream')
StoragePath (nvarchar(1024), NOT NULL)
FileSizeBytes (bigint, NOT NULL)
FileHashSha256 (nvarchar(64), NOT NULL)
UploadedAtUtc (datetime2, NOT NULL)
Merchant (nvarchar(200))
ReceiptDate (datetime2)
DueDate (datetime2) -- For bills: payment due date
Subtotal (decimal(18,2))
Tax (decimal(18,2))
Total (decimal(18,2))
Currency (nvarchar(8))
UNIQUE INDEX: (TransactionId, FileHashSha256) WHERE TransactionId IS NOT NULL

ReceiptParseLogs Table

Id (bigint, PK)
ReceiptId (bigint, FK → Receipts.Id, CASCADE)
Provider (nvarchar(50), NOT NULL)
Model (nvarchar(100), NOT NULL)
StartedAtUtc (datetime2, NOT NULL)
CompletedAtUtc (datetime2)
Success (bit, NOT NULL)
Confidence (decimal(18,2))
Error (nvarchar(max))
ProviderJobId (nvarchar(100))
ExtractedTextPath (nvarchar(1024))
RawProviderPayloadJson (nvarchar(max))

ReceiptLineItems Table

Id (bigint, PK)
ReceiptId (bigint, FK → Receipts.Id, CASCADE)
LineNumber (int, NOT NULL)
Description (nvarchar(300), NOT NULL)
Quantity (decimal(18,4))
UnitPrice (decimal(18,4))
LineTotal (decimal(18,2), NOT NULL)
Unit (nvarchar(16))
Sku (nvarchar(64))
Category (nvarchar(100))

CategoryMappings Table

Id (int, PK)
Category (nvarchar(max), NOT NULL)
Pattern (nvarchar(max), NOT NULL)
MerchantId (int, FK → Merchants.Id, SET NULL)
Priority (int, NOT NULL, DEFAULT 0)
Confidence (decimal(18,2), NULL) -- AI confidence score
CreatedBy (nvarchar(max), NULL) -- "AI" or "User"
CreatedAt (datetime2, NULL) -- Rule creation timestamp

Key Workflows

1. Import Transactions from CSV

User uploads CSV file
    ↓
UploadModel.OnPostAsync()
    ↓
TransactionImporter.ImportAsync()
    ↓
For each CSV row:
    CardResolver.ResolveCardAsync() → Get/Create Card
    Check for duplicates (DB + batch)
    Add to batch if unique
    ↓
DbContext.SaveChangesAsync()
    ↓
Display import stats (inserted, skipped)

2. Auto-Categorize Transaction

Transaction inserted with Name="KROGER #123"
    ↓
TransactionCategorizer.CategorizeAsync("KROGER #123")
    ↓
Load CategoryMappings (ordered by Priority DESC)
    ↓
Check special case: Gas station with small purchase?
    ↓
Iterate mappings:
    If "KROGER".Contains(pattern.ToUpper()) → Match!
    Return "Brick/mortar store"
    If mapping has MerchantId → Assign to transaction
    ↓
Update Transaction.Category and Transaction.MerchantId

3. Upload and Parse Receipt (Traditional Flow - From Transaction)

User attaches receipt to transaction
    ↓
EditTransactionModel.OnPostUploadReceiptAsync()
    ↓
ReceiptManager.UploadReceiptAsync()
    - Validate file (size, extension)
    - Compute SHA256 hash
    - Check for duplicate (TransactionId + Hash)
    - Save to wwwroot/receipts/
    - Create Receipt entity
    ↓
User clicks "Parse Receipt"
    ↓
ViewReceiptModel.OnPostParseAsync()
    ↓
OpenAIReceiptParser.ParseReceiptAsync()
    - Load receipt file
    - If PDF: Convert to PNG with ImageMagick
    - Encode as base64
    - Call OpenAI Vision API with structured prompt
    - Parse JSON response
    - Update Receipt (merchant, date, due date, amounts)
    - Replace ReceiptLineItems
    - Create ReceiptParseLog
    ↓
Display parsed data

3a. Upload, Parse, and Auto-Map Receipt (New Unmapped Flow)

User visits /Receipts page
    ↓
User uploads receipt without transaction
    ↓
ReceiptsModel.OnPostUploadAsync()
    ↓
ReceiptManager.UploadUnmappedReceiptAsync()
    - Validate file (size, extension)
    - Compute SHA256 hash
    - Check for duplicates (hash, filename+size)
    ↓
IF duplicates found:
    - Delete uploaded file temporarily
    - Store duplicate warnings in TempData
    - Redirect to GET with modal
    ↓
    User sees blocking modal:
        Option A: Cancel (don't upload)
        Option B: Upload Anyway (re-upload with confirmation)
    ↓
IF no duplicates OR confirmed:
    - Save to wwwroot/receipts/
    - Create Receipt entity (TransactionId = null)
    ↓
User clicks "Parse Receipt"
    ↓
OpenAIReceiptParser.ParseReceiptAsync()
    - Parse receipt (merchant, date, due date, total, line items)
    - Update Receipt entity
    - Trigger ReceiptAutoMapper.AutoMapReceiptAsync()
    ↓
ReceiptAutoMapper.AutoMapReceiptAsync()
    - Find matching transactions:
        * Date filter (bill date to due date+5 OR receipt date ±3)
        * Merchant filter (contains, case-insensitive)
        * Amount filter (±$0.10 tolerance)
        * Exclude transactions with existing receipts
    ↓
    IF single match found:
        - Auto-map receipt to transaction
        - Return Success
    ELSE IF multiple matches:
        - Return MultipleMatches (requires manual selection)
    ELSE:
        - Return NoMatch
    ↓
IF auto-mapping failed (no match or multiple matches):
    User clicks "Map" button on receipt row
    ↓
    ReceiptsModel.FindMatchingTransactionsForReceipt()
        - Apply same filtering logic
        - Sort by merchant relevance (exact > contains > none)
        - Return up to 50 matches
    ↓
    Modal displays transactions in table:
        - Green highlighting for amount matches
        - Auto-scroll to first amount match
        - Radio button selection
        - Manual ID entry option
    ↓
    User selects transaction
    ↓
    ReceiptsModel.OnPostMapToTransactionAsync()
        - Links receipt to transaction
        - Redirect to receipts page

4. Dashboard Aggregation

User visits homepage (/)
    ↓
IndexModel.OnGet()
    ↓
DashboardService.GetDashboardDataAsync()
    ↓
Parallel data fetching:
    - DashboardStatsCalculator → Total txns, credits, debits, uncategorized, receipts, cards
    - TopCategoriesProvider → Top 8 categories by spend (last 90 days) with average per transaction
    - RecentTransactionsProvider → Latest 20 transactions
    ↓
Return DashboardData DTO
    ↓
Render dashboard view

5. AI-Powered Categorization (Phase 1 - Manual Review)

User visits /ReviewAISuggestions
    ↓
ReviewAISuggestionsModel.OnGetAsync()
    - Loads up to 50 recent uncategorized transactions
    ↓
User clicks "Generate AI Suggestions"
    ↓
ReviewAISuggestionsModel.OnPostGenerateSuggestionsAsync()
    - Fetches up to 20 uncategorized transactions
    - Calls TransactionAICategorizer.ProposeBatchCategorizationAsync()
    ↓
For each transaction (batches of 5):
    TransactionAICategorizer.ProposeCategorizationAsync()
        - Builds prompt with transaction details
        - Calls OpenAI GPT-4o-mini API
        - Parses JSON response
        - Returns AICategoryProposal
    ↓
Store proposals in session
Redirect to /ReviewAISuggestionsWithProposals
    ↓
User reviews proposals with confidence scores
    ↓
User actions:
    Option A: Apply + Create Rule
        - Updates transaction category and merchant
        - Creates CategoryMapping rule (CreatedBy="AI")
        - Future similar transactions auto-categorized
    Option B: Apply (No Rule)
        - Updates transaction only
        - No rule created
    Option C: Reject
        - Removes proposal from session
    Option D: Edit Manually
        - Redirects to EditTransaction page
    ↓
Proposal applied
Remove from session
Display success message

Design Patterns

1. Service Layer Pattern

All business logic isolated in service interfaces/implementations:

• Testable (mock services in unit tests)
• Reusable across pages
• Single Responsibility Principle

2. Repository Pattern (via EF Core DbContext)

• MoneyMapContext encapsulates data access
• LINQ queries in service layer
• Change tracking and unit of work handled by EF Core

3. Result Pattern

Services return result objects instead of throwing exceptions:

• ImportOperationResult (success/failure with data or error message)
• CardResolutionResult
• ReceiptUploadResult
• ReceiptParseResult

Benefits: Explicit error handling, no try-catch clutter, clear success/failure paths

4. Dependency Injection

All services registered in Program.cs:

• Scoped lifetime for per-request services
• HttpClient factory for IReceiptParser
• Testability via interface injection

5. Data Transfer Objects (DTOs)

Separate DTOs for data transfer between layers:

• DashboardData (aggregates stats + categories + recent transactions)
• ImportContext (encapsulates import parameters)
• TransactionKey (value object for deduplication)
• Page model record types (TopCategoryRow, RecentTxnRow, etc.)

6. Strategy Pattern

CardResolver uses strategy based on CardSelectMode:

• Auto strategy: Extract from memo/filename
• Manual strategy: Use user selection

Security Considerations

1. File Upload Security

• File size limit: 10MB
• Extension whitelist: jpg, jpeg, png, pdf, gif, heic
• Filename sanitization: Remove non-ASCII characters (®, ™, ©)
• SHA256 hash validation for deduplication
• Files stored outside database (wwwroot/receipts/)

2. SQL Injection Prevention

• Parameterized queries via EF Core
• LINQ expressions compile to safe SQL

3. API Key Management

• OpenAI API key from environment variable (preferred) or config
• Not hardcoded in source

4. Delete Constraints

• Restrict delete on Cards (can't delete if transactions exist)
• Restrict delete on Accounts (can't delete if transactions exist)
• Cascade delete on Receipts (deleting transaction removes receipts)

Performance Optimizations

1. Database Indexes

• Transactions: Date, Amount, Category (for filtering/sorting)
• Unique indexes on duplicate detection columns
• Composite index on Cards (Issuer, Last4, Owner)

2. Batch Processing

• CSV import: Bulk insert with single SaveChangesAsync()
• In-memory duplicate checking (HashSet) avoids N+1 queries

3. Pagination

• Transactions list uses pagination to limit result sets
• Dashboard limits top categories (8) and recent transactions (20)

4. AsNoTracking

• Read-only queries use .AsNoTracking() to reduce EF overhead
• TopCategoriesProvider, RecentTransactionsProvider

5. PDF Conversion

• ImageMagick runs on ThreadPool (Task.Run) to avoid blocking
• First page only for multi-page PDFs

Testing Considerations

Unit Testing Strategy

All service interfaces are mockable:

// Example: Test TransactionImporter
var mockCardResolver = new Mock<ICardResolver>();
var mockDb = new Mock<MoneyMapContext>();
var importer = new TransactionImporter(mockDb.Object, mockCardResolver.Object);

Integration Testing

• In-memory database for DbContext tests
• Test CSV import end-to-end
• Validate categorization rules

External Dependencies

• OpenAI API: Mock IReceiptParser for tests
• File system: Mock IWebHostEnvironment

Future Enhancements

Potential Features

1. Multi-user support: Add authentication/authorization
2. Budget tracking: Monthly budget limits per category
3. Recurring transactions: Auto-detect and predict recurring expenses
4. Data export: Export transactions to Excel/CSV
5. Charts/graphs: Spending trends over time
6. Mobile app: React Native or .NET MAUI
7. Bank API integration: Direct import from bank APIs (Plaid, Yodlee)
8. Receipt search: Full-text search on parsed line items
9. Split transactions: Divide single transaction across categories
10. Tags: Tag transactions with multiple labels

Technical Debt

1. Move inline service implementations to separate files (Upload.cshtml.cs is 333 lines)
2. Add logging (ILogger) to all services
3. Add retry logic for OpenAI API calls (Polly)
4. Implement background job processing for receipt parsing (Hangfire)
5. Add integration tests for critical workflows
6. Implement caching for CategoryMappings (IMemoryCache)

Troubleshooting

Common Issues

1. Duplicate Transaction Errors

• Cause: Unique constraint violation (Date + Amount + Name + Memo + AccountId + CardId)
• Solution: Transactions are skipped automatically during import

2. Receipt Parsing Failures

• Cause: OpenAI API key missing or invalid
• Solution: Set OPENAI_API_KEY environment variable or OpenAI:ApiKey in appsettings.json
• Cause: PDF conversion error
• Solution: Ensure Magick.NET is properly installed

3. Card Not Found

• Cause: Auto mode can't extract last 4 digits from memo or filename
• Solution: Use Manual mode and select card from dropdown, or rename CSV file to include card digits (e.g., transactions-1234.csv)

4. Slow Dashboard Load

• Cause: Large transaction dataset without indexes
• Solution: Ensure migrations have run (indexes on Date, Amount, Category)

5. File Upload Fails

• Cause: File exceeds 10MB or unsupported format
• Solution: Resize/compress image, or use supported format

Deployment

Database Migration

# Create migration
dotnet ef migrations add MigrationName

# Update database
dotnet ef database update

Production Configuration

1. Update connection string in appsettings.json (Azure SQL, AWS RDS, etc.)
2. Set OPENAI_API_KEY environment variable
3. Configure Receipts:StoragePath (consider Azure Blob Storage)
4. Enable HTTPS and HSTS
5. Set ASPNETCORE_ENVIRONMENT=Production

File Storage Considerations

• Local: wwwroot/receipts (current implementation)
• Production: Azure Blob Storage, AWS S3, or network share
  • Modify ReceiptManager to use cloud storage SDK
  • Update StoragePath format (blob URL instead of relative path)

Conclusion

MoneyMap demonstrates a well-architected ASP.NET Core application with clear separation of concerns, testable services, and modern AI integration. The service layer pattern allows for easy maintenance and extension, while the Result pattern provides explicit error handling. The OpenAI receipt parsing feature showcases practical LLM integration for automating tedious data entry tasks.

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Last Updated: 2025-10-12 Version: 1.2 Framework: ASP.NET Core 8.0 / EF Core 9.0

Recent Changes (v1.2)

Receipt Management Enhancements

• Unmapped Receipts: Receipts can now be uploaded without initial transaction mapping
• Duplicate Detection: SHA256 hash and filename+size matching with blocking modal confirmation
• Auto-Mapping: Smart automatic receipt-to-transaction matching using date, merchant, and amount
• Due Date Support: Bills (utility, credit card) can have due dates for expanded matching windows
• Manual Mapping UI: Enhanced modal with transaction table, relevance sorting, amount highlighting, and auto-scroll
• Date Range Intelligence:
  • Bills: bill date to due date + 5 days (accounts for auto-pay processing)
  • Regular receipts: receipt date ± 3 days

UI Improvements

• Transactions Page: Added search, quick date filters, transaction ID column, Upload CSV button in header
• Navigation: Moved Upload CSV from menu to Transactions page header
• Receipts Page: New dedicated page for receipt management with mapping workflow
• Transaction Selector: Scrollable table with green amount match highlighting and auto-scroll to best match

Technical Improvements

• Made Receipt.TransactionId nullable with filtered unique index
• Added Receipt.DueDate column for bill payment tracking
• Enhanced OpenAI prompt to extract due dates from bills
• Implemented ReceiptAutoMapper service with intelligent matching algorithm
• Updated ReceiptManager with unmapped receipt support and duplicate detection
• Added MerchantService for merchant management